Confident Loans
Confident Loans offer secured, personal homeowner loans for use on home improvement and debt consolidation. Apply online in the UK today with our simple loan Application form.
personal secured loan, home improvement loan, debt consolidation loan, homeowner, online, UK, secured loan, loan application
Home | About Us | Loan calculator | Apply Online | FAQ`s | Terms and Conditions | Contact Us
personal secured loan, home improvement loan, debt consolidation loan, homeowner, online, UK, secured loan, loan application
Home | About Us | Loan calculator | Apply Online | FAQ`s | Terms and Conditions | Contact Us




Please read the information and details contained on this page carefully before using the website (the “site”). All our products and services are subject to the terms and conditions contained in the pages of this site. If these terms and conditions are not accepted in full, please cease using the site immediately. These terms and conditions are governed by and construed in accordance with the laws of England and Wales.

Confident Loans (trading style of RL4U)
5 Crossford Court
Dane Road
M33 7BZ

Phone: 0870 850 9672
Fax: 0161 962 4051

*calls maybe recorded for training and quality purposes.

Licenced credit brokers in accordance with the Consumer Credit Act. Secured Loans are secured on property. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Loans subject to status and ability to repay. Written quotations available on request.


This site can be printed or downloaded for your personal use only. You may not otherwise copy, distribute, sell or publish any of the Content of the site without prior written permission. We endeavour to ensure the accuracy and completeness of the information on the site. Except in the event of death or personal injury caused by our negligent acts or omissions, we shall not be liable in any way for any damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the site. In no event will we be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties. Any third party links are not under our control and we are not responsible for the material on such third party sites, links to which are provided solely as a convenience.


We require certain information in order to give you a decision in principle and this will only be used in servicing our relationship with you. For customer protection we are registered with the Data Protection Act 1998. We never disclose information about a customer to any other person or organisation without your consent unless there is an emergency situation that requires it or we are legally required to do so. Traffic information and related site information may be passed on to reputable third-party vendors, but these statistics will contain no personally identifying information.
If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. The lender and other organisations may also access and use this information to prevent fraud and money laundering, for example when:

  • Checking details on applications for credit and credit related or other facilities
  • Managing credit and credit related accounts or facilities
  • Recovering debt
  • Checking details on proposals and claims for all types of insurance
  • Checking details of job applicants and employees.


Please contact us if you want to receive details of the relevant fraud agencies. We also may access and use information recorded by fraud prevention agencies from other countries.


In using this site, you consent to the collection and use of the information by us in the ways described above.

The following information is provided in order to assure you that we are a legally abiding company, trading in your best interests. All the information provided is genuine and can be checked with the relevant authorities.

Licenced Credit Broker

Confident loans is a trading style of the licenced credit broker The Right Loan 4 U Co Ltd (RL4U) (licence number 546078). These licences are issued by the Office of Fair Trading (OFT) and are a legal requirement in order to trade a a loan or credit broker. We abide by all guidelines issued by the OFT in relation to all parts of our business.

Limited Company

The Right loan 4U Co Ltd is a limited company in England and Wales. Our company number is 4895891

FISA Members

We are members of the Finance Industry Standards Association and proudly adhere to the Code of Conduct issued by FISA. Our membership number is 25626703

FSA Registered

The Financial Service Authority regulates the Credit Protection Insurance we offer. Our registration number is 312157



Our typical rate is just 9.9% APR variable with low rates from 7.9% variable to 13.9% variable, dependent on your circumstances

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